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UNDERWOOD AND WILKINS EMPLOYEE BENEFITS

Your group insurance, explained in one place

As an Underwood and Wilkins employee, you have Health insurance cover through the Underwood and Wilkins Group Insurance Programme. Here's what you're covered for, how to make a claim, and how we can help with the rest of your financial picture, at no cost to you.

Health insurance:

Wellbeing One

$1,000 excess


Underwritten by Southern Cross

About your insurance cover

This group insurance scheme includes health insurance provided by Southern Cross Health Society, one of New Zealand's leading health insurers. This provides the reassurance that your workplace cover is backed by a well-established provider who specialises in health insurance cover.

Discovery Financial Services acts as the broker and trusted financial partner, playing a key role in delivering and supporting this scheme. We provide ongoing advice, manage the benefits on your behalf, and ensure Underwood and Wilkins employees have access to clear guidance, responsive support, and the protection they need at every stage.

NEED TO MAKE A CLAIM?

We'll help you through it

Start your claim today by completing the claim request form and we'll be in touch as soon as possible to get things underway. It only takes about 5 minutes.

Continuation option

A Continuation Option may be available if you leave Underwood and Wilkins. If eligible, you may be able to take the cover you have under the Underwood and Wilkins Employee Benefits Programme and continue it as a personal policy, subject to payment of the premium. Provided it is exercised within 60 days, no health questions are required. Some terms and conditions apply. Talk to us to review your cover or better understand your options.

COMPLIMENTARY FOR UNDERWOOD AND WILKINS EMPLOYEES

Make the most of your financial future

As part of the employee benefits programme, Discovery Financial Services provides the below advice services to Underwood and Wilkins employees and their immediate family members at no cost.

Review your insurance

See how your Underwood and Wilkins insurance cover fits with your personal policies, avoid paying twice for similar cover, and make sure your overall protection still suits you and your family. 

  • Reviewing how the Underwood and Wilkins cover fits with your existing insurance

  • Identifying and removing overlaps in cover

  • Keeping cover amounts right as circumstances change

  • Exploring premium savings without losing essential protection

Review your KiwiSaver investment

Whether you're saving for your first home or the retirement you've been dreaming of, we'll make sure your KiwiSaver investment is working as hard as you are.

  • Checking your fund suits your goals and risk profile

  • Reviewing your provider and how your fund is performing

  • Making sure your contribution settings are right for you

  • Planning for a first home withdrawal or retirement

Review your mortgage

Whether you're buying your first home, refinancing your existing lending, or looking to get ahead on your mortgage, we'll review your lending arrangements and help you find ways you may be able to save over the life of your loan.

  • Comparing options across a range of lenders

  • Reviewing your interest rates and fixed terms

  • Structuring your loan to help you pay it off sooner

  • Support with first homes, refinancing and top-ups

Trusted advice partner

Discovery Financial Services is Underwood and Wilkins' trusted advice partner, responsible for setting up and managing the group insurance programme and providing ongoing advice and support to employees.

For financial advice disclosure information, view our disclosure page.

Our family protecting your family since 2009

Insurance provider

Southern Cross Health Society, Level 1, Te Kupenga, 155 Fanshawe Street, Auckland CBD, Auckland 1010

Our awards and recognition

  • Australasia's Elite Insurance Winner 2026

  • Gordon Watson Award – Highest Producer 2019 & 2025

  • Brokerage of the Year 2022 – Insurance Business Awards NZ

  • Lifetime Award 2022 – Service to the Industry

  • Independent Broker of the Year 2021 – Insurance Business Awards NZ

  • Young Gun of the Year 2019 – Insurance Business Awards NZ

  • Top Insurance Writer, DNA – 2015, 2016, 2017

Meet your adviser

Have a question about your cover, need help with a claim, or ready for a free review? Shane and the Discovery team are here to help - at no cost to Underwood and Wilkins employees and their families.