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More choice, less urgency in the housing market

October 13th 2026 New Zealand's housing market remained relatively subdued through August, with higher inventory, fewer sales and longer selling times giving buyers more choice in many parts of the country. According Read more

Why your available home equity isn't necessarily the amount you can borrow

October 13th 2026 If your home has increased in value or you have paid down a good portion of your mortgage, you may have built up equity. That can create options, but it does not necessarily mean the full amount of Read more

Understanding investment risk: Why risk is not always a bad thing

September 11th 2026 Risk can sound like something to avoid. When people hear the word risk, they may think of losing money, uncertainty, or making the wrong decision. In investing, however, risk is not automatically Read more

Redefining retirement: Planning for the in-between years

September 11th 2026 Retirement is often thought of as a single moment. One day you are working, and the next you are retired. For some people, that is still the case. But for many, retirement is becoming more gradual. Read more

Mortgage rates are moving again: What borrowers can do now

August 20th 2026 Mortgage rates are beginning to move again, following a period when many borrowers had become more accustomed to rates easing. Stats NZ reported that annual inflation reached 4.1% in the June 2026 Read more

Why household financial protection matters

August 20th 2026 When one person becomes seriously ill or injured, the impact is rarely limited to that person alone. Partners, children, and wider family members may also be affected. Routines can change quickly, Read more

Investing well is often about the habits you keep

July 13th 2026 Investment markets attract a lot of attention. Headlines often focus on what markets did today, which asset class is performing best, or what might happen next. While market movements are part of Read more

Why your investment timeframe matters

July 13th 2026 When people think about investing, they often focus on performance. It is natural to ask whether investment values are going up or down, especially when markets are in the news. But one of the most Read more
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Discovery Financial Services Limited (FSP150464, trading as Discovery Financial Services) holds a licence issued by the Financial Markets Authority (FMA) to provide financial advice. Discovery Mortgages Limited (FSP1001261) is authorised by that licence to provide financial advice.


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