Attract and keep great peopleInsurance as part of your benefits helps you stand out, and gives people a reason to stay.
GROUP INSURANCE
Look after the people who look after your business
Your team is the heart of your business. Group insurance can help provide financial protection for your employees and their families, while showing your people they're valued.
WHAT CAN BE COVERED
Cover that fits your team
Life insurance
A lump sum payment if an insured employee dies, helping provide financial support for their family or beneficiaries.
Income protection
Regular payments to help replace part of an insured employee's income if illness or injury prevents them from working, subject to policy terms.
Trauma cover
A lump sum payment if an insured employee is diagnosed with a serious illness or condition that meets the policy's definitions.
Total and permanent disability (TPD)
A lump sum payment if an insured employee meets the policy's definition of total and permanent disability.
Health insurance
Cover towards eligible private healthcare costs, depending on the policy and treatment required.
FAQs
Insurance questions answered
Still wondering about something? We're always happy to chat. Give us a call on 09 271 2570 or 021 048 3332, or send us a message.
What is group insurance?
Group insurance allows a business to arrange insurance cover for eligible employees under a group scheme. Depending on the policy, this may include life, income protection, trauma, disability or health insurance. We can help you explore the options available for your team.
What are the benefits of group insurance for employers?
Group insurance can be a valuable addition to an employee benefits package. It may help businesses attract and retain staff while providing employees with financial protection. The benefits, costs and eligibility requirements will depend on the scheme selected.
Is group insurance more affordable than individual cover?
It can be. Some group schemes offer cost or underwriting advantages compared with individual policies, but this isn't always the case. We'll help you compare the options and understand the costs involved.
Can employees choose their level of cover?
That depends on the scheme. Some provide a set level of cover for eligible employees, while others may allow employees to apply for additional protection. We can explain the options available.
What happens when an employee leaves the business?
Cover under an employer's group scheme will generally end when an employee is no longer eligible. Some policies may offer options to continue cover individually, subject to conditions. We'll help you understand how this works for your scheme.
Show your team they're valued
A quick chat is all it takes to find out what's possible for your business.
Our family protecting your family since 2009
GET IN TOUCH
Discovery Financial Services Ltd
Building 8, 15 Accent Drive, East Tamaki, Auckland 2013
Tel: 09 271 2570
