NZ AUTOMOBILE ASSOCIATION BENEFITS
Your group insurance, explained in one place
As an NZAA employee, you have Life Cover through the NZAA Group Insurance Programme. Here's what you're covered for, how to make a claim, and how we can help with the rest of your financial picture, at no cost to you.
Life Cover:
2 x annual salary
Underwritten by Asteron Life
About your insurance cover
This group insurance scheme is underwritten by Asteron Life, the same trusted insurer that supports AA Life products. This provides reassurance that your workplace cover is backed by a well-established provider you may already know through AA.
Discovery Financial Services acts as the broker and trusted financial partner, playing a key role in delivering and supporting this scheme. We provide ongoing advice, manage the benefits on your behalf, and ensure AA employees have access to clear guidance, responsive support, and the protection they need at every stage.
NEED TO MAKE A CLAIM?
We'll help you through it
Start your claim today by completing the claim request form and we'll be in touch as soon as possible to get things underway. It only takes about 5 minutes.
Continuation option
A Continuation Option may be available if you leave NZAA. If eligible, you may be able to take the cover you have under the NZAA Employee Benefits Programme and continue it as a personal policy, subject to payment of the premium. Provided it's exercised within 60 days, no health questions are required. Some terms apply. Talk to us to review your cover or understand your options.
COMPLIMENTARY FOR NZAA EMPLOYEES
Make the most of your financial future
As part of the employee benefits programme, Discovery Financial Services provides the below advice services to New Zealand Automobile Association employees and their immediate family members at no cost.
Review your insurance
See how your NZAA cover fits with your personal policies, avoid paying twice for similar cover, and make sure your overall protection still suits you and your family.
Reviewing how NZAA cover fits with your existing insurance
Identifying and removing overlaps in cover
Keeping cover amounts right as circumstances change
Exploring premium savings without losing essential protection
Review your KiwiSaver
Whether you're saving for your first home or the retirement you've been dreaming of, we'll make sure your KiwiSaver is working as hard as you are.
Checking your fund suits your goals and risk profile
Reviewing your provider and how your fund is performing
Making sure your contribution settings are right for you
Planning for a first home withdrawal or retirement
Review your mortgage
Whether you're buying your first home, refinancing your existing lending, or looking to get ahead on your mortgage, we'll review your lending arrangements and help you find ways you may be able to save over the life of your loan.
Comparing options across a range of lenders
Reviewing your interest rates and fixed terms
Structuring your loan to help you pay it off sooner
Support with first homes, refinancing and top-ups
Trusted advice partner
Discovery Financial Services is NZAA's trusted advice partner, responsible for setting up and managing the group insurance programme and providing ongoing advice and support to employees.
For financial advice disclosure information, view our disclosure page.
Our family protecting your family since 2009
Insurance provider
Asteron Life, 155 Fanshawe Street, Auckland 1010
Our awards and recognition
Australasia's Elite Insurance Winner 2026
Gordon Watson Award – Highest Producer 2019 & 2025
Brokerage of the Year 2022 – Insurance Business Awards NZ
Lifetime Award 2022 – Service to the Industry
Independent Broker of the Year 2021 – Insurance Business Awards NZ
Young Gun of the Year 2019 – Insurance Business Awards NZ
Top Insurance Writer, DNA – 2015, 2016, 2017
Meet your adviser
Have a question about your cover, need help with a claim, or ready for a free review? Shane and the Discovery team are here to help - at no cost to NZAA employees and their families.
Shane Gadsdon
Award Winning Financial Adviser
Our family protecting your family since 2009
GET IN TOUCH
Discovery Financial Services Ltd
Building 8, 15 Accent Drive, East Tamaki, Auckland 2013
Tel: 09 271 2570
